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  • Breadcrumb

    1. Home
    2. Benefits and money
    3. Benefits and financial support
    4. Support if you're employed or looking for work
    5. Universal Credit

    Changes you need to tell Universal Credit about

    It is important to keep your claim up-to-date and tell Universal Credit about any actions you have taken or changes in your circumstances

    Changes you need to report

    You need to tell Universal Credit about any changes in your circumstances. If you don’t, your Universal Credit payments may stop or be incorrect.

    If you do not report a change:

    • you may not get all the money you are entitled to 
    • you may get more money than you are entitled to, and you would have to pay this back

    If you are not sure whether a change will affect your claim, contact Universal Credit to find out.

    Examples of changes include:

    • getting a job
    • stopping work
    • having or caring for a child#
    • your child stopping or restarting education or training if they’re aged 16 to 19
    • moving home
    • changing your bank account
    • changing your mobile number or email address
    • changes to your savings, investments and how much money you have
    • your rent going up or down
    • becoming too ill to work or meet your work coach
    • if you and a partner move in together, or stop living together
    • reaching State Pension age
    • if you live in the UK and you leave the UK for any length of time
    • changes to your immigration status

    This is not a complete list of changes.

    How to report a change

    You must tell Universal Credit about any changes immediately. You can report changes:

    • through your  Universal Credit online account - messages to your online account will be answered as soon as possible during business hours
    • by phoning the Universal Credit Service Centre
    • by speaking to your work coach at your local Jobs & Benefits office

    You must tell Universal Credit the date the change happened, giving as much information as possible about the change.

    Attending a Jobs & Benefits office

    If you go to a Jobs & Benefits office without an appointment you will be seen at the Welcome Desk, or an appointment will be arranged for a suitable date and time. 

    If you are asked to go to an appointment, it is important that you turn up, as failure to do so may affect your payments.

    If you are unable to use the telephony or digital services an urgent appointment can be arranged in your local Jobs & Benefits office. To arrange an appointment contact the Jobs & Benefits office on 0800 001 5782. 

    You should tell Universal Credit when booking your appointment if you need interpreting support.

    Changes to your income

    You must report changes to your income:

    • if your employer does not take tax from your wage through Pay As You Earn (PAYE) (ask your employer if you’re not sure)
    • if you receive income from a private or occupational pension or an annuity (a policy that pays an income)
    • if you receive income from self-employed work

    You do not need to report:

    • changes to your income if your employer takes tax from your wage through PAYE (details of your earnings will be provided directly to Universal Credit)

    ​​​Changes to your unearned income, assets, savings and investments may also affect your Universal Credit payments. You can find out What will affect your Universal Credit payments

    If you and your partner move in together

    If you live with your partner and both of you are eligible to claim Universal Credit, you will receive a single payment that covers both of you, which will include a basic standard allowance payment based on both of your ages and any other amounts you are entitled to, such as for childcare or housing costs.

    If your partner is not eligible for Universal Credit, you will get the single rate of the Standard Allowance and any other amounts you are entitled to, such as for childcare or housing costs.

    When claiming Universal Credit as a couple, both of you will need to accept a claimant commitment. You will each have your own commitment, and yours may be affected if your partner starts work or their circumstances change.

    If either you or your partner are claiming a benefit that is being replaced by Universal Credit and the other partner is receiving Universal Credit, when you move in together the person not currently claiming Universal Credit will need to tell their existing benefit, which will end and they will then have to claim Universal Credit.

    If you or your partner are receiving:

    • Job Seekers Allowance (income-based)
    • Employment and Support Allowance (income-related)
    • Income Support
    • Housing Benefit

    When you move in together, this benefit will continue to be paid for a period of two weeks from the date you claimed Universal Credit.  You will not have to pay this back.

    If your partner is under State Pension age

    If you receive Pension Credit and your partner is under State Pension Age, you will no longer be eligible to receive Pension Credit.  Your Pension Credit payments will stop and you should make a claim to Universal Credit. 

    If your partner is State Pension age

    If you have a Universal Credit claim, you and your partner move in together and they are State Pension age:

    • your Universal Credit claim will become a joint claim
    • your partner’s Pension Credit and/or Housing Benefit will end from the date they join your claim
    • your partner’s State Pension claim will continue

    If your partner no longer lives with you

    You must tell Universal Credit about this change of circumstances. Neither you nor your partner will need to make a new claim, and both of you will keep your existing assessment period and payment dates.

    You need to take the following steps:

    • log into your Universal Credit account and record details of when your relationship with your partner ended
    • Universal Credit will then ask you to complete a new declaration stating:
      • where you live
      • what costs you incur, including housing costs, childcare and other expenses
      • who lives with you 
      • your bank account details

    When you have provided this information your payment will be adjusted and will continue uninterrupted.  Your former partner also needs to complete a declaration or their payment may be interrupted.

    If your former partner does not log into their account and provide the information needed to make the change to their Universal Credit award, a reminder is sent to your Case Manager.

    Your Case Manager will then contact your former partner to advise them that, to continue with their claim, they must now log on to their Universal Credit account and complete a new declaration.

    You've reached State Pension age but your ex-partner has not

    If you have reached State Pension Age, and your ex-partner has not, you will no longer be entitled to Universal Credit and your claim will be closed. You will then need to apply for Pension Credit and/or pension age Housing Benefit.

     You've not reached State Pension age but your ex-partner has

    You will still be eligible for Universal Credit but your claim will be treated as a single person claim from the date you stop living together.   

    Reaching State Pension Age

    When you reach State pension age, you will no longer be entitled to Universal Credit, unless you live with a partner who is under State Pension age.

    Universal Credit may contact you three months before you reach State Pension age, advising that your Universal Credit will end and you may be entitled to claim Pension Credit and Housing Benefit.

    However you will continue to be entitled to Pension Credit or pension age Housing Benefit if:

    • you are State Pension age
    • you were living with your current partner
    • you got Pension Credit or pension age Housing Benefit before 15 May 2019

    If you are within 4 months of reaching State Pension age you can make an advanced claim for State Pension. Payments will only start after you reach State Pension age.

    If you are going abroad

    If you are going abroad you must let your work coach or case manager know straight away as this may affect your Universal Credit. More information is available at Going abroad

    Keeping in contact with your work coach

    Your work coach will give you information and support to help you to take the actions agreed in your Commitment.

    It is important to keep in touch with your work coach and update them about changes in your circumstances to make sure the actions agreed in your Commitment are still right for you.

    You can contact your work coach through your online account, or arrange an interview by phoning the Universal Credit Service Centre.

    Any information or questions you send to your work coach through your online account will be stored so that you and they can see what you have agreed.

    Help and support

    If you would like independent help and advice on Universal Credit, or any of the other welfare changes, you can visit any independent advice office or contact:

    • AdviceNI
    • Housing Rights
    • Money Helper

     

    More useful links

    • Benefits for higher education students
    • Help with health costs
    • School uniform and uniform grants
    • Nutrition and school lunches
    • Home to school transport
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    Universal Credit

    • Agree your Universal Credit Commitment
    • Business expenses you can report if you're self-employed
    • Changes that may affect your Universal Credit
    • Changes you need to tell Universal Credit about
    • Contact the Move to Universal Credit team
    • Contact Universal Credit for help with your claim
    • Extra help to make or maintain your Universal Credit claim
    • Find out who to contact about money taken off your Universal Credit payment
    • Frontier and cross border workers claiming Universal Credit
    • Help to find work on Universal Credit
    • Help while waiting for a Universal Credit payment
    • How much can be taken from your Universal Credit payments
    • How much Universal Credit you get and how you're paid
    • How you can get ready to Move to Universal Credit
    • How you make a claim for Universal Credit
    • If your Universal Credit claim is reviewed
    • Money taken from your Universal Credit payments
    • More financial help if you get Universal Credit
    • Unable to manage your Universal Credit claim by yourself
    • Universal Credit - Sharing your information with others
    • Universal Credit explained — videos to help you make and manage your claim
    • Universal Credit if you have a health condition or disability
    • Universal Credit if you're claiming other benefits
    • Universal Credit if you're employed
    • Universal Credit if you're unemployed
    • Universal Credit payments for children and childcare
    • Universal Credit payments for housing
    • Universal Credit: information for couples
    • What is Move to Universal Credit
    • What to do after you have claimed Universal Credit
    • What will affect your Universal Credit payments
    • Who can claim Universal Credit
    • Who to contact if you disagree with Universal Credit's decision
    • Who to talk to about deductions from your Universal Credit
    • You want to claim Universal Credit again

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