What is Move to Universal Credit
The benefits system is changing. If you currently get a benefit that is ending, you will be asked to make a claim for Universal Credit instead. You will receive a letter when you need to Move to Universal Credit.
What is Universal Credit
Universal Credit is a payment for people under State Pension age who are on a low income or out of work. It includes support for the cost of housing, children and childcare, and financial support for people with disabilities, carers and people too ill to work. It is designed to help people both in work and out of work to get the financial support they need.
What is Move to Universal Credit
Universal Credit (UC) has been in place in Northern Ireland since 2017 and is replacing six older benefits including tax credits. It’s now time to start asking people who are still getting these benefits and credits to move to Universal Credit. This is known as Move to Universal Credit or Move to UC. When you claim Universal Credit, any benefits it replaces will stop.
You will not be able to go back to your existing benefits once you have claimed Universal Credit.
Benefits that will end and move to Universal Credit
The following benefits are ending and being replaced by Universal Credit:
- Income Support
- Income - Based Jobseeker’s Allowance
- Income - Related Employment and Support Allowance
- Housing Benefit if you are working age and rent a home, excluding payments for rates
If you get any of these benefits, you will receive a Migration Notice letter when your benefit is ending and it is time for you to claim Universal Credit.
Benefits that will not move to Universal Credit
You will not move to Universal Credit if you are only getting:
- New Style Jobseekers Allowance
- New Style Employment and Support Allowance
If you get other benefits such as Personal Independence Payment (PIP), Carer’s Allowance (CA), Disability Living Allowance (DLA), Child Benefit, you will not be asked to move to Universal Credit unless you also receive one of the working age benefits that is ending.
Transitional Protection
Measures have been put in place to help and support you when you first move from your current benefit to Universal Credit. For example, when you move over to Universal Credit and your circumstances stay exactly the same the amount of money you are entitled to should stay the same.
If the amount you are entitled to on Universal Credit is less than your previous benefits, then financial protection may be available to you when you move to Universal Credit. This additional amount is known as ‘Transitional Protection’.
To be eligible for ‘Transitional Protection’ you must:
- only apply for Universal Credit once you have received your letter
- apply before the deadline date in your letter
- have no changes in your circumstances
If you are eligible, financial protection will be automatically added to your payment. Transitional Protection is not a loan or a debt and you will not be asked to repay it.
To help show how Transitional Protection works, here is an example.
Example
Sarah is entitled to £700 on her existing benefits.
Her Universal Credit entitlement is £600.
This mean’s Sarah’s Transitional Protection will be £100.
Her total Universal Credit entitlement is now £700.
Transitional Protection is not permanent. As your Universal Credit entitlement increases, your Transitional Protection payments will fall, until:
- your Universal Credit entitlement is the same or more than your previous benefits
- you have certain changes to your circumstances
You can only get Transitional Protection if you have received a Migration Notice letter from the Department for Communities and you claim Universal Credit within the three-month deadline date on your letter.
If you have not received a Migration Notice letter
If you are getting an existing benefit, you should not do anything until you receive a letter telling you it is time to make a claim to Universal Credit.
If you are thinking about making a claim to Universal Credit before you receive a Migration Notice letter, you should seek independent advice.
The AdviceNI website and helpline provides free, confidential, independent advice.
You can also use a benefit calculator to check how much Universal Credit you may get. This calculator does not include any deductions for a debt.
You can also check with a local benefits adviser to find out what you could be entitled to.