Getting help from a solicitor
When someone dies without leaving a will, dealing with their estate can be complicated. It can also take a long time, months or even years in some very complex cases.
If matters are complex or you feel you need help, it's a good idea to talk to a solicitor as soon as possible. You should show them all the information and documents you have about the deceased person's property, belongings and financial affairs. In the meantime, it may be a good idea to put small valuable items away for safekeeping.
To find a solicitor you can use the Solicitors Directory search facility on the Law Society of Northern Ireland's website.
Who can deal with the deceased person's estate
Usually a close relative like a spouse, child or parent will have the legal right to sort out the estate of the person who has died.
Applying for a Grant of Letters of Administration
In order to be able to administer someone's estate you normally need to apply to the Probate Registry for a 'Grant of Letters of Administration'. You can ask your solicitor to help you with applying for a grant or you can make a personal application.
When you get the grant you become the 'administrator' of the estate. The grant provides proof to banks, building societies and other organisations that you have authority to access and distribute funds that were held in the deceased's name. The overall process is often called 'obtaining probate', though technically this term applies where there was a will.
If Inheritance Tax is due on the estate some or all of this must be paid before a grant will be issued. You can find out more at the links below.
Find out more about probate in Northern Ireland.
When a grant may not be needed
If the deceased's estate is below £10,000, and doesn't contain any land, property or shares, then it may be possible to deal with it without obtaining a grant.
Also, a grant might not be needed if the whole of the estate is held in joint names and passes automatically to the surviving joint owner.
Who will inherit the deceased's estate
If there is no will, there are rules for deciding who will inherit the estate. It depends on the deceased's personal circumstances.
The amounts shown below are for Northern Ireland deaths on or after 1 January 2008.
If the deceased was married or in a civil partnership
If the deceased had an estate worth £250,000 or less, then everything goes to the husband, wife or civil partner.
If the deceased had an estate worth over £250,000, then the husband, wife or civil partner won't automatically get everything. They will receive:
- personal items, such as household articles and cars, but nothing used for business purposes
- £250,000 free of tax (£450,000 if there are no children) and the interest thereon
- if one child, one-half share of any residue remaining, or if more than one child, one-third share of any residue remaining
The rest of the estate will be shared by the following:
- children (or if none, grandchildren) will get an equal share
- if there are no children or grandchildren, surviving parents will get a share
- if there are no children, grandchildren or surviving parents, any brothers and sisters will get a share (or their children if they died while the deceased was still alive)
- if the deceased has none of the above, the husband, wife or registered civil partner will get everything
If there is no surviving spouse/civil partner
The estate is distributed as follows:
- to surviving children in equal shares (or to their children if they died while the deceased was still alive)
- if there are no children, to parents (equally, if both alive)
- if there are no surviving parents, to brothers and sisters or to their children if they died while the deceased was still alive
- if none of the above then to grandparents (equally if more than one)
- if there are no grandparents to aunts and uncles (or their children if they died while the deceased was still alive)
- to the Crown if there are none of the above (through the Crown Solicitor's Office)
If you were partners but weren't married or civil partners
If you weren't married or registered civil partners, you won't automatically get a share of your partner's estate if they don't make a will.
If they haven't provided for you in some other way, your only option is to make a claim under the Inheritance (Provision for Family and Dependants) (Northern Ireland) Order 1979.
Find out about who inherits if someone dies without a will.
If you feel you've not received reasonable financial provision
If you feel that you have not received reasonable financial provision from the estate, you may be able to make a claim under the Inheritance (Provision for Family and Dependants) (Northern Ireland) Order 1979. To make a claim you must have a particular type of relationship with the deceased, such as child, spouse, civil partner, dependant or cohabitee.
Bear in mind that if you were living with the deceased as a partner but weren't married or in a civil partnership, you'll need to show that you've been 'maintained either wholly or partly by the deceased' - this can be difficult to prove if you've both contributed to your life together.
You need to make a claim within six months of the date of the Grant of Letters of Administration.This is quite a complicated area and a claim may not succeed. It's advisable to ask a solicitor's advice. They would charge for this service.
Probate and Inheritance Tax helpline
You can phone the Probate and Inheritance Tax Helpline on:
phone: 0300 123 1072
Probate and inheritance tax enquiries - GOV.UK website
Lines are open from 9.00 am to 5.00 pm Monday to Friday, bank holidays excepted.