Claiming or inheriting a deferred State Pension

Find out below the ways to claim your deferred State Pension and the rules around inheritance.

Claiming a deferred State Pension

You can claim your deferred State Pension at any time. It may take six to eight weeks before it is assessed and paid.

Make a claim online

Make a claim by telephone

Claiming if you live outside Northern Ireland

The process is different if you live outside Northern Ireland. Find out more at the link below:

Inheriting a deferred State Pension

You can usually inherit part or all of your partner’s extra State Pension if all of the following apply:

  • you were married or civil partners when they died
  • they had already deferred their State Pension or were claiming their deferred State Pension when they died
  • you didn’t remarry or form a new civil partnership before you reached State Pension age

You can’t inherit any extra State Pension if your partner reached State Pension age after 6 April 2016.

If your partner died before 6 April 2010

When you reach State Pension age, you can usually inherit their extra payments or lump sum if both of the following apply:

  • you’re a woman
  • your deceased partner was your husband (you can’t inherit this money if your partner was a woman)

How you will get it

Any extra weekly payment you inherit will be added to your State Pension. If you haven’t reached State Pension age yet, you’ll get it when you start your claim.

The Department for Communities will write to you about any lump sum payment you inherit.

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