Online calculator
The online calculator to check your State Pension age is available on the gov.uk website:
The gradual rise in State Pension age and Benefits
Since 6 April 2010, the age when women can claim their State Pension is gradually increasing to bring it in line with the State Pension age for men.
The age when men and women can claim Pension Credit is also rising in line with changing State Pension age.
State Pension age
The current State Pension age is:
- 65 for men born before 6 December 1953
- between 60 and 65 for women born between 6 April 1950 and 5 December 1953
Changes to State Pension age
State Pension age will increase for both men and women to:
- 66 between 2018 and 2020
- 67 between 2026 and 2028
- 68 between 2044 and 2046
Who is affected by these changes?
Changes to State Pension age from 65 to 66
People born between 6 December 1953 and 5 October 1954 will reach State Pension age between 65 and 66.
People born between 6 October 1954 and 5 April 1960 will have a State Pension age of 66.
Changes to State Pension age from 66 to 67
People born between 6 April 1960 and 5 March 1961 will reach State Pension age between 66 and 67.
People born between 6 March 1961 and 5 April 1977 will have a State Pension age of 67.
Changes to State Pension age from 67 to 68
People born between 6 April 1977 and 5 April 1978 will reach State Pension age between 67 and 68.
People born on or after 6 April 1978 will have a State Pension age of 68.
Will there be further changes to the State Pension age?
The Pensions Act NI (2015) provides for a regular review of the State Pension age to make sure that any further changes take place on a more regular basis. The reviews will take into account increases to life expectancy and other relevant factors.
The first review was published in July 2017 and proposes a new timetable for the rise to 68. Under the current law, the State Pension age is due to increase to 68 between 2044 and 2046. Following this review, the government has announced plans to bring this timetable forward. The State Pension age would therefore increase to 68 between 2037 and 2039. Any proposals to do so will need to go through Parliament/General Assembly before becoming law.