Mortgage Interest Run On

Mortgage Interest Run On (MIRO) is an extra four weeks of money you can get towards paying your housing costs if certain other benefits are stopping because you're returning to work, earning or working more hours.

Who is eligible

You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker's Allowance, Income Support  or income-related Employment and Support Allowance because:

  • you start work of 16 hours or more per week
  • your partner starts work of 24 hours or more per week
  • your/your partner's hours of current work increase to 16 or 24 respectively

and all the following apply:

How much you get

You'll usually get exactly the same amount as you get towards your housing costs.

How it's paid

Payments for the additional four week's mortgage interest element of your housing costs will be paid direct to you instead of being paid direct to your mortgage lender.

How to apply

You don't need to make a written claim for Mortgage Interest Run On.

Just let your Social Security/Jobs and Benefits office know as soon as you are starting work which is expected to last for five weeks or more.

How to appeal

If you're refused help with your housing costs you can ask for the decision to be reviewed.

If you're still dissatisfied with the outcome, you can appeal to The Appeals Service.

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