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Mortgage Interest Run On

Mortgage Interest Run On is an extra four weeks of money you can get towards paying your housing costs if certain other benefits are stopping because you're returning to work, earning or working more hours.

Who is eligible

You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker's Allowance, Income Support  or income-related Employment and Support Allowance because:

  • you start work of 16 hours or more per week
  • your partner starts work of 24 hours or more per week
  • your/your partner's hours of current work increase to 16 or 24 respectively

and all the following apply:

  • you have been claiming the benefit continuously for at least 26 weeks
  • you expect the work to last for five weeks or more
  • you've been entitled to help with your housing costs before your work started and you'll still have to make these payments when you start work

How much you get

You'll usually get the same amount as you get towards your housing costs.

How it's paid

Payments for the additional four weeks' mortgage interest element of your housing costs will be paid directly to you instead of being paid to your mortgage lender.

How to apply

You don't need to make a written claim for Mortgage Interest Run On.

Just let yourJobs and Benefits office know as soon as you are starting work which is expected to last for five weeks or more.

How to appeal

If you're refused help with your housing costs you can ask for the decision to be reviewed.

If you're still dissatisfied with the outcome, you can appeal to The Appeals Service.

  • How to appeal against a benefits decision  

More useful links

  • Employed or looking for work  
  • Jobseeker's Allowance  
  • Income Support  
  • Employment and Support Allowance
  • Meals at home services  
  • Contacting 08 and 03 numbers
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On a low income

  • Benefits for higher education students
  • Christmas Bonus
  • Cold Weather Payment
  • Cost of Living Payments
  • Energy saving grants
  • Extended payment of Housing Benefit/Rate Relief
  • Help to save
  • Help with health costs
  • Housing Benefit and Rate Relief for tenants
  • Income Support
  • Income Support with dependant's allowance - two child limit
  • Mortgage Interest Run On
  • Rates Housing Benefit and Rate Relief
  • Support for Mortgage Interest
  • Universal Credit
  • Winter Fuel Payment

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Comments or queries about angling can be emailed to anglingcorrespondence@daera-ni.gov.uk 

If you have a comment or query about benefits, you will need to contact the government department or agency which handles that benefit.  Contacts for common benefits are listed below.

Carer's Allowance

Call 0800 587 0912
Email 
dcs.incomingpostteamdhc2@nissa.gsi.gov.uk

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Call 0800 587 2750 
Email 
customerservice.unit@communities-ni.gov.uk

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Call 0800 587 0912 
Email dcs.incomingpostteamdhc2@nissa.gsi.gov.uk

Employment and Support Allowance

Call 0800 587 1377

Jobseeker’s Allowance

Contact your local Jobs & Benefits office

Personal Independence Payment

Call 0800 587 0932

If your query is about another benefit, select ‘Other’ from the drop-down menu above.

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