Who is eligible
You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker's Allowance, Income Support or income-related Employment and Support Allowance because:
- you start work of 16 hours or more per week
- your partner starts work of 24 hours or more per week
- your/your partner's hours of current work increase to 16 or 24 respectively
and all the following apply:
- you have been claiming the benefit continuously for at least 26 weeks
- you expect the work to last for five weeks or more
- you've been entitled to help with your housing costs before your work started and you'll still have to make these payments when you start work
- Jobseeker's Allowance
- Income Support
- Employment and Support Allowance
How much you get
You'll usually get exactly the same amount as you get towards your housing costs.
How it's paid
Payments for the additional four week's mortgage interest element of your housing costs will be paid direct to you instead of being paid direct to your mortgage lender.
How to apply
You don't need to make a written claim for Mortgage Interest Run On.
Just let your Social Security/Jobs and Benefits office know as soon as you are starting work which is expected to last for five weeks or more.
How to appeal
If you're refused help with your housing costs you can ask for the decision to be reviewed.
If you're still dissatisfied with the outcome, you can appeal to The Appeals Service.