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  • Breadcrumb

    1. Home
    2. Benefits and money
    3. Benefits and financial support
    4. On a low income

    Mortgage Interest Run On

    Mortgage Interest Run On is an extra four weeks of money you can get towards paying your housing costs if certain other benefits are stopping because you're returning to work, earning or working more hours.

    Who is eligible

    You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker's Allowance, Income Support  or income-related Employment and Support Allowance because:

    • you start work of 16 hours or more per week
    • your partner starts work of 24 hours or more per week
    • your/your partner's hours of current work increase to 16 or 24 respectively

    and all the following apply:

    • you have been claiming the benefit continuously for at least 26 weeks
    • you expect the work to last for five weeks or more
    • you've been entitled to help with your housing costs before your work started and you'll still have to make these payments when you start work

    How much you get

    You'll usually get the same amount as you get towards your housing costs.

    How it's paid

    Payments for the additional four weeks' mortgage interest element of your housing costs will be paid directly to you instead of being paid to your mortgage lender.

    How to apply

    You don't need to make a written claim for Mortgage Interest Run On.

    Just let yourJobs and Benefits office know as soon as you are starting work which is expected to last for five weeks or more.

    How to appeal

    If you're refused help with your housing costs you can ask for the decision to be reviewed.

    If you're still dissatisfied with the outcome, you can appeal to The Appeals Service.

    • How to appeal against a benefits decision  

    More useful links

    • Employed or looking for work  
    • Jobseeker's Allowance  
    • Income Support  
    • Employment and Support Allowance
    • Meals at home services  
    • Contacting 08 and 03 numbers
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    On a low income

    • Accommodation service charges and Universal Credit
    • Benefits for higher education students
    • Christmas Bonus
    • Claim Social Fund Budgeting loan
    • Claiming Universal Credit if you're a student
    • Cold Weather Payment
    • Energy saving grants
    • Extended payment of Housing Benefit/Rate Relief
    • Help to save
    • Help with health costs
    • Housing Benefit and Rate Relief for tenants
    • Income Support
    • Income Support with dependant's allowance - two child limit
    • Mortgage Interest Run On
    • Rates Housing Benefit and Rate Relief
    • Repaying your mortgage interest on a low income
    • Support for Mortgage Interest
    • Universal Credit

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    What to do next

    Comments or queries about angling can be emailed to anglingcorrespondence@daera-ni.gov.uk 

    If you have a comment or query about benefits, you will need to contact the government department or agency which handles that benefit.  Contacts for common benefits are listed below.

    Carer's Allowance

    Call 0800 587 0912
    Email 
    dcs.incomingpostteamdhc2@nissa.gsi.gov.uk

    Discretionary support / Short-term benefit advance

    Call 0800 587 2750 
    Email 
    customerservice.unit@communities-ni.gov.uk

    Disability Living Allowance

    Call 0800 587 0912 
    Email dcs.incomingpostteamdhc2@nissa.gsi.gov.uk

    Employment and Support Allowance

    Call 0800 587 1377

    Jobseeker’s Allowance

    Contact your local Jobs & Benefits office

    Personal Independence Payment

    Call 0800 587 0932

    If your query is about another benefit, select ‘Other’ from the drop-down menu above.

    Comments or queries about the Blue Badge scheme can be emailed to bluebadges@infrastructure-ni.gov.uk or you can also call 0300 200 7818.

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    For queries or advice about birth, death, marriage and civil partnership certificates and research, contact the General Register Office Northern Ireland (GRONI) by email gro_nisra@finance-ni.gov.uk

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    • Car tax, vehicle registration and SORN
      contact the Driver and Vehicle Licensing Agency (DVLA), Swansea
       
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      contact the Driver & Vehicle Agency (DVA), Northern Ireland

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    For queries or advice about passports, contact HM Passport Office.

    For queries or advice about Penalty Charge Notices (PCNs), including parking tickets and bus lane PCNs, email dcu@infrastructure-ni.gov.uk

    For queries or advice about pensions, contact the Northern Ireland Pension Centre.

    If you wish to report a problem with a road or street you can do so online in this section.

    If you wish to check on a problem or fault you have already reported, contact DfI Roads.

    For queries or advice about historical, social or cultural records relating to Northern Ireland, use the Public Record Office of Northern Ireland (PRONI) enquiry service.

    For queries or advice about rates, email LPSCustomerTeam@lpsni.gov.uk

    For queries or advice about  60+ and Senior Citizen SmartPasses (which can be used to get concessionary travel on public transport), contact Smartpass - Translink.

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