Making changes to your home
Before undertaking any work, ask your insurer about work that can be paid for under your home insurance policy.
Your insurer will usually pay for 'like-for-like' amendments - restoring your home to a similar state before the flood.
You are likely to have to pay for any work beyond like-for-like amendments yourself.
Alterations to consider are:
- laying ceramic tiles on the ground floor
- using rugs instead of fitted carpets
- raising the height of electrical sockets to at least 1.5m above ground floor level
- using lime plaster instead of gypsum plaster on walls
- fitting stainless steel, plastic or solid wood kitchens instead of chipboard ones
- installing free-standing kitchen units that you can move
- putting main parts of a heating or ventilation system, like a boiler, upstairs or raised well above the ground floor
- fitting non-return valves to all drains and water inlet pipes, which only let water flow one way
- replacing wooden window frames and doors with man-made ones like UPVC - they are easier to clean
- installing flood resistant air bricks in place of existing vents
- Reduce or prevent flood damage
Get professional advice before making changes
Before you make any changes to your home, get professional advice.
- Royal Institution of Chartered Surveyors
- Royal Society of Ulster Architects
- Institution of Civil Engineers