Payment Exception Service
The Payment Exception Service allows you to collect benefits or pension payments without a bank, building society or credit union account. The service is only available if you cannot open or manage an account.
How the service works
It is:
- a voucher-based service
- only a short-term method of payment - it must be replaced as soon as you can open a bank, building society or credit union account
You will be sent one of the following:
- a payment card
- a text message with a voucher code
- an email with a voucher code
How you cash the voucher
To cash the voucher:
- go to any Post Office branch or PayPoint outlet
- show your card, phone or printed voucher
- show a valid form of identity
You have 90 days to collect your payment. If you do not, the voucher will run out and you will need to ask the office that pays your benefit or pension to send it again.
How much you can collect
Vouchers will be issued up to the value of £100 and the full value of the voucher must be withdrawn.
The outlet will need to have enough cash in their till.
You may need to visit more than one outlet to retrieve the full value of all your vouchers.
Learn more about the Payment Exception Service.