Low-cost home ownership schemes

Whether you are a Housing Executive or housing association tenant, or first-time buyer there are several schemes available to help you get your foot on the property ladder.

House sales scheme

This is offered by the social landlords, Northern Ireland Housing Executive and registered housing associations to give tenants the chance to buy the rented home at a discount. The discount is calculated according to how long you have been a tenant.

To read more about how to buy your Housing Executive or housing association home, go to:

If you can't afford to buy the entire property, you can buy a percentage and rent the rest. 

Northern Ireland Co-ownership scheme

The Northern Ireland Co-ownership scheme can help people who cannot afford to buy a home outright.

Buying your home

Buying a home is a major financial commitment which will involve immediate costs, such as legal fees and Stamp Duty Land Tax, as well as new and ongoing costs such as paying the mortgage, rates, repairs and service charges.

To read about costs involved in buying your home, go to:

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