Extra help for students with children
If you’re a full-time higher education student with dependent children, you may be able to get extra financial help. The Childcare Grant can help with childcare costs, and the Parents’ Learning Allowance with costs related to your course. Other help includes Child Tax Credit and the Support Funds.
Financial help for parents in higher education
Full-time students with children may qualify for extra financial help on top of the standard student finance package. Depending on your circumstances, you may be able to get:
- the Childcare Grant (to help with childcare costs)
- the Parents’ Learning Allowance (to help towards course costs)
- help through the Support Funds (if you’re in financial difficulty)
- Child Tax Credit
The information on this page is only a general guide to the financial help available if you have children.
Childcare Grant: help with childcare costs
The Childcare Grant is there to help full-time students with the cost of childcare during term times and holidays. Any money you get doesn’t have to be paid back. The table below shows the maximum amounts available, but how much you actually get depends on:
- your income and the income of your dependants (for example, your spouse or partner)
- the actual costs of your childcare
Maximum amounts available for 2014/2015
- Up to £148.75 a week (85 per cent of actual costs up to £175 a week)
Two or more children:
- Up to £255 a week (85 per cent of actual costs up to £300 a week)
Who can apply for the Childcare Grant?
You can apply if you:
- are a full-time student
- have dependent children under 15 - and they’re in childcare that qualifies for the grant
- have dependent children under 17 with special needs - and they’re in childcare that qualifies for the grant
If you, or your spouse or partner, get the childcare element of the Working Tax Credit, you won’t be able to get the Childcare Grant as well.
Types of childcare that qualify
Not all types of childcare qualify for the Childcare Grant. The conditions your childcare provider needs to meet varies depending on where in the UK you study.
Parents' Learning Allowance
The Parents' Learning Allowance can help pay for course-related costs such as books, materials and travel. It’s available on top of any standard student finance you get, and doesn’t have to be paid back.
How much is available through the Parents' Learning Allowance?
The amount of Parents' Learning Allowance you get will depend on your household income. For 2014/2015, the maximum is £1,538 a year.
Who can apply?
You may be able to get the Parents' Learning Allowance if you’re are a full-time student with dependent children. You can apply whether or not you get the Childcare Grant.
Childcare Grant and Parents' Learning Allowance: how to apply
You can apply for the Childcare Grant or Parents' Learning Allowance before or during your course. On the main student finance application, complete the section that asks about applying for extra help for students with children.
Access to Support Funds
The Support Funds can provide support for students on lower incomes who run into financial difficulties. Universities and colleges decide how to distribute payments, but students with children - and especially lone parents - are a priority for the fund.
Child Tax Credit and other benefits
You may also be able to claim Child Tax Credit from HM Revenue & Customs (HMRC). The amount you get will depend on your personal circumstances and income. Money you get through the Childcare Grant or Parents' Learning Allowance won’t be counted as income when working out your entitlement to tax credits or other benefits.
What to do if your circumstances change
If your circumstances change - for example, if your income goes up or down - it’s important to tell:
- your local Student Finance NI office if you’re getting the Childcare Grant or Parents’ Learning Allowance
- your university or college if you’re getting help through the Support Fund
- HM Revenue & Customs (HMRC) if you’re getting tax credits