Debt repayment options - a guide
A guide on the different ways you can repay your debts, including where to get free help and advice on the option that's best for you
Debt repayment options
Consolidating debts
Consolidation loans - what they are, when they're useful and the pros and cons of getting one
Debt management plans - ways out of debt
Allows you to make monthly payments towards certain types of debt - set up and managed by a debt management company
Individual voluntary arrangements (IVAs) - ways out of debt
An IVA allows you to make regular payments towards your debts. It's set up by an authorised debt specialist and there may be costs involved
Informal arrangements - ways out of debt
An agreement you can set up yourself with your creditors that allows you to make regular payments towards your debts
Student finance
Get help with rates
Passports
