Travel insurance
Taking out travel insurance can help you get financial and practical assistance should something go wrong on your trip abroad.
Policy checklist
Travel insurance can vary widely on price and levels of cover.
If your trip involves particular sports or activities that are considered a risk, check that your insurer offers extra cover or you may need to call a specialist insurer.
Get several quotations before you choose your travel insurance and check carefully what each offers.
You may want to check the following to make sure the insurance you take out matches your needs:
- emergency medical treatment, hospitalisation and repatriation (being returned to the UK)
- 24-hour emergency assistance - some insurance companies offer an around-the-clock helpline in case you have a serious problem
- personal liability - if someone is injured has property is damaged by you or something belonging to you, the person could make a claim against you
- you having to cut short or cancel your trip - you may be liable to pay paart or all of the cost if you cancel
- replacement cost of your personal possessions, including money and documents - your policy will specify limits
- scheduled airline failure insurance (SAFI) - this may be useful if you are travelling independently and are concerned about extra costs you could face if your airline went bust
The Foreign and Commonwealth Office (FCO) offers detailed information on travel insurance.
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Travel and transport
