I'm already retired - what do I need to know?

What does retirement mean to you? People retire in different ways, and at different times. You need to know what choices are available that will suit you.

Your options

Even if you're past State Pension age, you may not have retired yet, or you may not have claimed your State Pension or another pension. Whatever your age, you may still have options about working and claiming pensions. For example, you might want to think about part-time or voluntary work, or other ways to stay active and involved.

• Guide to opportunities in retirement
• Do you need to top up your National Insurance contributions?
• How to catch up if you've got little or no pension
• Managing in retirement - the Money Advice Service website

The State Pension is changing. Annual increases to the basic State Pension will be worked out differently in future. This should mean the State Pension rises faster than it does today. There are a lot of other changes. Most of them will not affect you, but you should find out more if:

• you are married or in a civil partnership and get a small amount of basic State Pension
• you currently receive an Adult Dependency Increase (ADI)
• you have not claimed your State Pension and there is an adult who depends on you financially
• Changes to the State Pension

Track down a lost pension

If you think you may have an old pension but can't remember the details you can contact the Pension Tracing Service.

• Pension Tracing Service - trace a personal or company pension scheme