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Mortgages

Make finding a mortgage easier. Our impartial, practical information and tools can help you get a foot on the property ladder or move from your existing home

What is a mortgage?

How mortgages work, where to get one and the different deals available

Types of mortgage

Repayment (capital and interest) and interest only mortgages explained; fixed rate, variable rate and other interest rate deals;flexible, current account and offset mortgages features

Choosing a mortgage - where to start

Different types of mortgage adviser and how they work, how to shop around yourself, the difference between mortgage advice and information

Mortgage application process

The key steps to follow when you apply for a mortgage, whether you're applying for the first time or changing lender

How lenders decide how much you can borrow

Getting a mortgage - find out how much you can borrow and making sure you can afford it

Get the facts

Impartial information from the Money Advice Service