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Bank accounts and banking products

Types of bank account

Basic bank accounts, current accounts and longer-term savings accounts - how they work, who can open one and tips on how to choose

Opening and running a bank account

Overview of the documents and information needed to open a bank account and the procedures and documents used to run a bank account

Overdrafts and loans - the difference

The difference between overdrafts and loans, including cost, flexibility, pros and cons. How to shop around and points to look out for

Debit cards and credit cards - the difference

Debit cards and credit cards -who can get them, how you use them, charges, pros and cons