Managing your money

Take the pain out of budgeting

Learn how to budget without giving up all the best things in life

The hidden costs of photo messaging and downloading ringtones

Booking fees, postage and other hidden shopping costs

A few things to do to make your cash go that little bit further

What to look for when you're opening a bank account

Tips and advice on dealing with winter issues

There’s a free service that can talk you through all the facts, in confidence, about child maintenance, whatever your circumstances.

Help is at hand on nidirect to support you to make the right career decisions.