What can I get from the State?

The State Pension is a foundation for your income in retirement, so it's worth knowing how much you stand to get. The amount of State Pension people get varies.

State Pension

In 2013-2014, the full basic State Pension for a single person is £110.15 a week - that's just over £5,725 a year. On top of this, you may also get an additional State Pension, but this depends on your personal situation.

• State Pension
• Understanding the additional State Pension

Your total State Pension depends on your National Insurance record. You may build up State Pension when you pay National Insurance contributions, or are credited with or treated as paying National Insurance contributions. This can include time you spend caring for someone.

You may build up more State Pension if you:

• contribute to an additional State Pension
• put off claiming your State Pension until a later date

You may build up less State Pension if you are:

• self employed
• living abroad and not contributing UK National Insurance
• not working and not claiming benefits

How much basic State Pension can you get

You can get an estimate of how much State Pension you may get at the following link:

• get a State Pension statement (GOV.UK website)
• How to catch up if you've got little or no pension

The State Pension is changing

Find out about the changes and how they might affect you.

• Changes to the State Pension

Pension Credit

Many people get Pension Credit and other benefits on top of their State Pension. You can find out more about Pension Credit at the following link.

• Understanding Pension Credit

More useful links

• 'Lets talk money' on the AgeNI website