I'm starting out - I don't have a plan for the future

From your first day at work, it makes sense to put something away for the time when you retire. Changes are coming to make it easier to save while you are in work.

Tip one: It's never too early to get the saving habit

Even if it's only a small amount, the money you put away early in life can build up a tidy sum over time. And the sooner you start, the more you are likely to get.

How do I fund my retirement?

Tip two: In the future, you may not need to do anything to get started

In the next few years, millions of people will get an automatic way to save while they are working. Including extra money from their employer and the government. This started in 2012.

Workplace pensions

I thought I would get a pension from the State?

Most people do get a State Pension, but the amount they get varies. In 2013-2014, the full basic State Pension for a single person is £110.15. You may also get an additional State Pension.

Qualifying for basic State Pension

Isn't a pension a risky way to save?

Pensions can be complicated and it is sometimes difficult to separate facts from fiction. Saving for retirement: learn the facts and separate the myths from the reality