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Workplace pensions

Starting from October 2012, millions of workers will be enrolled into a workplace pension. If you work for a larger employer you'll be enrolled first. Find out what this means for you, and the benefits of staying enrolled.

Enrolling into a pension at work

Find out how automatic enrolment into a workplace pension will affect you

You're not sure if a workplace pension is right for you

Your situation will influence how a pension from your employer can benefit you or if you need to opt out

Opting out of your workplace pension

You can opt out of saving into the workplace pension you're enrolled into

Employer and government payments to workplace pensions

Your employer and the government will contribute towards your workplace pension, find out how much this could be

Employers' workplace pension obligations

Find out what your employer must do by law, what they can choose to do and what they must not do

Simple steps to save for your retirement

Find out how you can build your income for later life

Workplace pensions and changes in your personal circumstances

Find out how a change in your situation affects your workplace pension, such as changing jobs

Types of workplace pension schemes

Find out about the two main types of workplace pension schemes - defined benefit and defined contribution schemes

Safety of workplace pension schemes

Find out how the value of a pension can go down as well as up and what happens if your employer goes bust

Examples of who will and won’t be enrolled into a workplace pension starting from 2012

Your situation, including how much you earn and your age, will affect whether you’re automatically enrolled into a workplace pension or not

Workplace pensions - what happens if it's wound up

If your workplace pension is being wound up (fully closed down), the scheme’s trustees must fully explain why and regularly keep you up-to-date

What to do if your workplace pension scheme is closed or wound up

Your workplace pension may be closed to new members, frozen (closed to all members) or wound up (fully closed down)