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Basic State Pension

 Did you know you can now apply for your State Pension online?

State Pension - an introduction

The State Pension is a regular payment people can claim when they get to State Pension age - most people build up some State Pension, but the amount they get varies

Understanding the basic State Pension

Everything you need to know about the basic State Pension – what it is, who qualifies and how to claim it

Qualifying for basic State Pension

You can get a basic State Pension from the qualifying years built up from National Insurance contributions

Getting a State Pension forecast

Find out here how to get an estimate of how much State Pension you can expect to receive on retirement

Getting credits towards your State Pension

Find out how to protect your State Pension entitlement with credits if you are ill, unemployed or caring for someone

State Pension and Pension Credit rate - how much can you get?

There are different types of State Pension and the rate you get depends on your circumstances

Claiming the basic State Pension

Find out how to claim the basic State Pension or how to put off your claim until later and get a higher weekly amount or the option of a one-off taxable lump sum payment instead

Working past State Pension age - your options

Reaching State Pension age doesn’t mean you have to give up work - you can carry on working and still receive your State Pension

State Pension deferral - taking up your State Pension later

You may get an extra payment if you put off claiming your State Pension

Claiming a lump sum payment

By choosing to put off claiming your State Pension you can get a lump sum payment

What happens to your State Pension when you die?

Find out what happens to your State Pension when you die, and if your next-of-kin can inherit any of your pension rights

State Pension for people living overseas

How to claim a UK State Pension if you live, or are planning to live, abroad

Making a complaint about The Pension Service

Find out how you can make a complaint if you are unhappy with something The Pension Service has done

Equal State Pension rights for transsexual people

Certain transsexual people can now apply for equal treatment rights for social security purposes - this could mean getting the State Pension paid early