Credit and store cards, credit and loans

Different ways of borrowing money

Loans, overdrafts or buying on credit - a quick overview, including who each type of borrowing may be suitable for and links to further info

Credit cards, store cards, HP, interest free credit and other deals - how they differ, the risks and how to shop around

How lenders decide whether to give you credit, why you might be turned down and what you can do about it

Impartial information from the Money Advice Service

Tips and advice on dealing with winter issues

There’s a free service that can talk you through all the facts, in confidence, about child maintenance, whatever your circumstances.

Help is at hand on nidirect to support you to make the right career decisions.