Mortgage Interest Run On

Mortgage Interest Run On (MIRO) is an extra four weeks of money you can get towards paying your housing costs if certain other benefits are stopping because you're returning to work, earning or working more hours.

Who is eligible?

You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker's Allowance, Income Support or income-related Employment and Support Allowance because one of you is doing one of the following:

returning to work full-time
working more hours
earning more money

and all the following apply:

you have been claiming the benefit continuously for at least 26 weeks and
you expect the work to last for five weeks or more, and
you've been entitled to help with your housing costs before your work started and you'll still have to make these payments when you start work
Jobseeker's Allowance
Income Support
Employment and Support Allowance (people with disabilities section)

How much do you get?

You'll usually get exactly the same amount as you get towards your housing costs.

How it's paid

Payments for the additional four week's mortgage interest element of your housing costs will be paid direct to you instead of being paid direct to your mortgage lender.