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Jobseeker's Allowance – Premiums for people with children, carers and pensioners

Premiums are special additions in the calculation of Jobseeker's Allowance. They recognise that special groups of customers have extra needs. There are various categories of Premiums. This page contains information for people with children, for carers and for pensioners. who may be entitled to a premium.

Premiums for people with children

New claims for income-based Jobseeker's Allowance will not include payments for children. This is because Child Tax Credit will provide money for children.

The Family Premium

This premium will be paid if you or your partner are responsible for, and in the same household as, a dependent child under 16 years, or under 20 years and still in full time non-advanced education. It may also be paid if you are still receiving Child Benefit. It is paid if you are a lone parent who gets the Disability Premium or one of the three Pensioner Premiums.

The Family Premium can be awarded in addition to other premiums except Family Premium (Lone Parent).

The Family Premium (Lone Parent)

If you are responsible for, and in the same household as, a child or young person under the age of 20 and claiming as a single person, you will get this premium in place of the Family Premium.

Existing Lone Parents who do not receive Family Premium (Lone Parent) because they are receiving a more beneficial premium, will retain an underlying entitlement to Family Premium (Lone Parent), which will become payable if they stop receiving the more beneficial premium.

A lone parent will lose underlying entitlement to Family Premium (Lone Parent) if:

  • they cease to be a lone parent for a period of more than 12 weeks
  • there is a break in entitlement to benefit of more than 12 weeks

The Disabled Child Premium

If you are responsible for a child or young person under the age of 20, you will get this premium if:

  • the dependant is getting Disability Living Allowance
  • the dependant is no longer receiving Disability Living Allowance because of admission to hospital
  • the dependant is certified blind or ceased to be certified as blind up to 28 weeks before the claim was made

This Disabled Child Premium can be awarded in addition to other premiums.

There will be no entitlement if the child or the young person has capital of more than £3,000.

The Disabled Child Premium can be paid for each child that satisfies the above qualifying conditions.

Premiums for carers

You may be able to get this premium if you or your partner are getting Carer's Allowance or have claimed Carer's Allowance, but could not be paid it because the person who claimed already had another higher benefit.

More than one Carer Premium may be awarded if both the customer and their partner satisfy the qualifying conditions.

The Carer Premium is payable for eight weeks after a Carer's Allowance award ceases.

The Carer Premium can be awarded in addition to other premiums and can be paid to both you and your partner.

Pensioner Premiums

There are three types of premiums applicable to people who have reached the qualifying age for Pension Credit. You will automatically get the one which pays the most.

The Pensioner Premium

You may get this premium if your partner is Pension Credit age or over;

The Enhanced Pensioner Premium

You may get this premium if your partner has reached 75 and does not qualify for the higher pensioner premium.

The Higher Pensioner Premium

You may get this premium at higher rate.

  • the higher rate is payable to customers who are members of a couple

In couple cases the couple rate is paid even if only one of you fulfils the qualifying conditions.

Rates of Jobseeker's Allowance (Income Based) Premiums

Effective from 7 April 2014

  Premium
£17.45 Family
£17.45 Family (Lone parent rate)
£112.80 Pensioner - couple (in IS cases only the couple rate can apply)
£59.50 Disabled Child
£34.20 Carer

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